Business Model

The purpose of Banco Nacional de Comercio Exterior (Bancomext) is to contribute to development and job creation in Mexico, by financing the country’s foreign trade.

Bancomext was founded in 1937 and operates by granting loans and guarantees, directly or through commercial banks and non-banking financial intermediaries, with the goal of assisting Mexican firms in increasing their productivity and competitiveness.

Business Model

Financing through Financial Intermediaries Direct Financing Markets and Treasury Fiduciary
  • PyMEx
  • Business and Corporate
  • PyMEx
  • Institutional Investors
  • Public and Private Entities
  • Loans for Working Capital and Fixed Assets
  • Loans
  • Solidary Obligations
  • Letters of Credit Hedging
  • International Factoring
  • Money Desk
  • Treasury
  • Derivatives
  • Fiduciary Services
  • Administration of Mandates
  • Banks
  • Non-banking Financial Intermediaries
  • Direct
  • Direct
  • Financial Intermediaries
  • Direct


Direct Financing

  • Direct loans for financing needs above 3 million US Dollars
  • Export and Import International Factoring.
  • Letters of Credit.
  • Export credit insurance through CESCEMEX, a firm in which Bancomext is a shareholder.

Financing through Financial Intermediaries

  • Financing PyMEx through banking financial intermediaries with loans up to 3 million US Dollars.
  • Buyer guarantees.

Learn more about the programs offered by Bancomext, so that together, through foreign trade, we can help Mexico advance.